It seems that you're using an outdated browser. Some things may not work as they should (or don't work at all).
We suggest you upgrade newer and better browser like: Chrome, Firefox, Internet Explorer or Opera

×
Community
General discussion (archive)GameStop is the new credit union? Discuss.(5 posts)(5 posts)
(5 posts)
Pages:
1
This is my favourite topic
Posted March 21, 2014
This just found on Kotaku.com: <span class="bold">Guy claims GameStop is better than a real bank</span>.

"Does anyone else use Gamestop as a bank?

I got really pissed off with US Bank because I kept overdrafting my account even though I opted out, and the same thing happened with my credit union when I got a debit card.

Now whenever I get paid I go preorder a whole shitload of games. Whenever I need money, I go to the nearest gamestop and ask for my money back on a game I don't want and make a withdrawal. The lines are shorter at gamestop than at the bank and I can trade in old games and have money go straight to my savings account. Gamestops are just as prevalent as banks in my town and I work at a mall so it's even more convenient than running an errand to the bank or using an ATM and getting charged.

The gamestop people are starting to catch on that I'm just moving money around and only buying one preordered game a year, if that, but there isn't shit they can do about it. The best part is, since I always preorder every game coming out I'm still guaranteed to get all the exclusive content whether or not I'm sure I want a certain game. It's like they're rewarding me for banking with them."

As the article says, it's probably a load of BS, but it's still somewhere between "Ha ha!" and "Hmm."
Posted March 21, 2014
Doesn't make sense. He would need to put in a lot of effort (monitoring policies and return times, checking prices, etc.). He's earning no interest on his money, only some goodies that are unusable for him (and that will become inaccessible for him if Gamestop and the publishers do their job). I strongly doubt he's really doing that - if he does, he needs a refresher course on account management. If the reason for using this convoluted system is to stop his bank from overdrafting his account, then he could simply find a bank that does not do that. Or keep the money at home.

Also, GameStop could (and most likely would) simply refuse to do business with him after a while. Happens all the time with companies that have generous return policies. Amazon, for example, will block you from making further purchases if you return too many articles.

He probably just had an out-of-the-box idea and acts as if he really implemented it, for the fun of confusing the readers.
Post edited March 21, 2014 by Psyringe
Posted March 21, 2014
If true, that's pretty clever.
(Not clever like "smart investment strategy", just clever-funny.)
Posted March 21, 2014
avatar
TwoHandedSword: This just found on Kotaku.com: <span class="bold">Guy claims GameStop is better than a real bank</span>.

"Does anyone else use Gamestop as a bank?

I got really pissed off with US Bank because I kept overdrafting my account even though I opted out, and the same thing happened with my credit union when I got a debit card.

Now whenever I get paid I go preorder a whole shitload of games. Whenever I need money, I go to the nearest gamestop and ask for my money back on a game I don't want and make a withdrawal. The lines are shorter at gamestop than at the bank and I can trade in old games and have money go straight to my savings account. Gamestops are just as prevalent as banks in my town and I work at a mall so it's even more convenient than running an errand to the bank or using an ATM and getting charged.

The gamestop people are starting to catch on that I'm just moving money around and only buying one preordered game a year, if that, but there isn't shit they can do about it. The best part is, since I always preorder every game coming out I'm still guaranteed to get all the exclusive content whether or not I'm sure I want a certain game. It's like they're rewarding me for banking with them."

As the article says, it's probably a load of BS, but it's still somewhere between "Ha ha!" and "Hmm."
Sounds like for this guy, GameStop works as a credit union because he A) works at a mall and B) lives in a town with many GameStop stores. But for people who don't work near a GameStop and don't live in a town with many GameStop stores, I think turning to GameStop is not a realistic option. But good for him. Good for him that instead of bending over to douchebag banks and credit unions, he fights back by turning to another option. He should of kept quiet about what he is doing though because if too many people start doing this, GameStop will most likely stop allowing it.
Post edited March 21, 2014 by monkeydelarge
Posted March 21, 2014
avatar
Psyringe: He probably just had an out-of-the-box idea and acts as if he really implemented it, for the fun of confusing the readers.
FWIW, I agree. Posting words on the interwebs doesn't make 'em true.

Except for all of mine, of course. ;)
avatar
monkeydelarge: Good for him that instead of bending over to douchebag banks and credit unions, he fights back by turning to another option. He should of kept quiet about what he is doing though because if too many people start doing this, GameStop will most likely stop allowing it.
I can see your point. But I kind of have to agree with Psyringe: he's more than likely mouthing off, and not putting his money where his mouth is.
Post edited March 21, 2014 by TwoHandedSword
Pages:
1
This is my favourite topic
Community
General discussion (archive)GameStop is the new credit union? Discuss.(5 posts)(5 posts)
(5 posts)